A. An insurance company cannot raise your rates if you were involved in an accident that was not your fault.
A. You may be entitled to punitive damages in addition to compensatory damages if you were hit by a drunk driver to punish his or her conduct.
A. Even if you were partly at fault for causing an accident, you still may be able to make a partial recovery from the other party.
A. You may recover for any lost income due to an accident which was not your fault.
A. If you have uninsured motorist coverage larger than his liability policy, or if you have more than one car with uninsured motorist coverage you can recover the total amount of your uninsured motorist coverage less the amount of his liability policy. This will not raise your insurance rates.
A. You can recover against the at fault person's insurance company in addition to the workers compensation benefits you receive.
A. You can recover from your own uninsured motorist coverage even though you were not in your car.
A. Many health care professionals take a "Letter of Protection" from an attorney which guarantees they will get paid out of your settlement. That way they will treat you without your having to pay until your case is settled.
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